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Artistic representation for By Sept. 30, 2025, the federal government will cease issuing paper checks for disbursements, shifting entirely to electronic and real-time payment methods. This $175 billion overhaul touches everything from Social Security to tax refunds β€” marking the most ambitious government modernization of payments infrastructure in a generation.

By Sept. 30, 2025, the federal government will cease issuing paper checks for disbursements, shifting entirely to electronic and real-time payment methods. This $175 billion overhaul touches everything from Social Security to tax refunds β€” marking the most ambitious government modernization of payments infrastructure in a generation.

The shift to digital payments will bring numerous benefits, including significant cost savings. Processing a paper check costs the federal government an estimated $1.05 per item, compared to less than…

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