The Net Price Kit
The fee on every sale to the cent, the price that nets what you need, what refunds, chargebacks, currency and payouts take, two quotes at your own sale size, and a subscription net of fees
EngPay's free calculators each answer one payments question. The Payment Fee Calculator gives the fee on a price you already chose, but cannot run backward to the price that nets what you need, and its net comes before refunds, chargebacks, currency conversion and payouts. The Processor Comparison Calculator compares two quotes at one average sale, and the Subscription Revenue Calculator reports MRR before a cent of fees. The Net Price Kit puts them in order. It works each fee in whole cents, the way it is charged, and grosses a price up by dividing, never multiplying: to keep $40.00 at an illustrative 2.9% + $0.30 you charge $41.51, where adding the rate on top charges $41.46 and keeps $39.96, 4 cents short on every sale. It adds the fee a refund leaves behind, the true cost of a chargeback, the border and the payout into one monthly waterfall and one all-in rate (4.08% against a 2.9% headline in the worked example), finds the sale size at which two quotes cross ($47.50 in the example), and works a subscription net of fees with churn compounded and no growth promised. Every rate in it is an illustrative assumption with its source and date: fee schedules change and differ by plan, country and card type, so the kit sends you to your own contract for every line. It recommends no processor and is not tax or legal advice. Included: a 24-page PDF with seven steps, four printable working pages, a gross-up table and a quickstart, plus a personalised sheet worked from the numbers you entered in the calculator you came from.
Look inside
Two full pages from the kit, exactly as printed. Click either to read it at full size before you decide.
What is in it
- The Fixed Fee Floor: the fee to the cent across sale sizes, and the sale below which the fixed fee is most of the fee
- Divide, Never Multiply: the price that nets your target, rounded up, beside the multiplied price and how short it falls
- The Fee Stays When the Money Goes: refunds, chargebacks and the true cost of one dispute
- Count the Border: international card fees, currency conversion markups and payout fees, each on its own line
- One Rate, All In: a month as one waterfall from sales to the money that lands, and the all-in rate to price with
- Price the Quote at Your Sale: the crossover sale where two quotes swap places, the monthly cost at your volume, and the payback on switching
- Churn Compounds, Fees Repeat: a subscription net of card fees, retention compounded, and the new subscribers needed to stay level
- Your fee schedule and the price sheet, printable
- The monthly waterfall and the two-quote sheet, printable
- A gross-up table from $1 to $2,500 and a one-page quickstart
- ✓ 24 printable pages
- ✓ 10 sections, worksheets and templates
- ✓ A second PDF worked out from the numbers you enter
- ✓ No account needed, just an email address
- ✓ Instant download; link valid 7 days
Price includes any taxes. Sold by GrabURL, who handle checkout and support. The charge appears on your statement as GrabURL.
The kit picks up where the free Payment Fee Calculator leaves off. The calculator gives the fee on a price you already chose; the kit runs it backward to the price that nets what you need (divide by one minus the rate, never multiply), adds what refunds, chargebacks, currency conversion and payouts take, and totals the month into one all-in rate. It compares two quotes at your own average sale with the Processor Comparison Calculator, finds the sale size where they cross, and works a subscription net of fees with churn compounded using the Subscription Revenue Calculator. Every rate in it is an illustrative assumption: fee schedules change and differ by plan, country and card type, so use your own contract. It recommends no processor and is not tax or legal advice. The worked figures are examples.